Quick bilingual glossary of essential Nepal stock market (NEPSE), banking, tax, and investment terms.
An electronic account that holds your shares and bonds in digital, dematerialized form, similar to a bank account holding cash.
The official CDSC web and mobile portal allowing retail investors to apply for IPOs via C-ASBA, check portfolio value, and execute EDIS share transfers.
Centralized Applications Supported by Blocked Amount. A system that blocks your IPO application amount in your bank account until allotment.
Trade Management System hosted by stockbrokers enabling retail investors to place live secondary market buy and sell orders on the NEPSE exchange.
The weighted average cost basis of your purchased shares. Used by MeroShare to accurately compute Capital Gains Tax upon selling.
Electronic Depository Instruction Slip. The digital process through which you authorize CDSC to transfer sold shares from your Demat to the buyer's broker.
The most recent per-share execution price at which a transaction occurred during NEPSE trading hours.
Regulatory trading halts triggered when NEPSE index moves by 4% (20 min halt), 5% (40 min halt), or 6% (closure for the remainder of the day).
The minimum benchmark lending interest rate below which commercial banks are legally barred from extending loans by Nepal Rastra Bank.
The difference between the weighted average interest rate charged by a bank on loans and the interest rate paid on customer deposits.
Credit-to-Deposit Ratio measuring total loans issued against total deposits and core capital. Reflects banking system liquidity.
Loan repayment structure where interest is calculated strictly on the remaining unpaid principal rather than the initial total borrowed amount.
An automated wealth-building mechanism of investing a fixed rupee amount (e.g. NPR 1,000/month) into open-ended mutual funds at regular intervals.
The per-unit market value of a mutual fund scheme, calculated by dividing total assets minus liabilities by outstanding units.
A long-term debt instrument issued by commercial banks carrying a guaranteed fixed annual coupon rate (e.g. 8.5% - 10.5%) paid semi-annually.
Statutory tax deducted at source on net profits realized from selling shares or real estate properties in Nepal.
State-administered pension and social protection fund with mandatory 31% monthly contribution (20% employer + 11% employee basic salary).
Government-backed retirement and savings institution providing tax-deductible voluntary pension schemes under Section 63 of Income Tax Act.
Securities Board of Nepal. The apex statutory government regulator governing capital markets, stockbrokers, merchant bankers, and listed companies.
The central monetary authority of Nepal responsible for currency issuance, monetary policy, banking supervision, and forex reserve management.