Obtain your free 9-digit Permanent Account Number (PAN) in under 5 minutes from your smartphone - legally required for salary, Demat, and bank interest.
A Personal Permanent Account Number (Personal PAN / Byaktigat Sthayee Lekha Number) is a permanent 9-digit alphanumeric identifier assigned by the Inland Revenue Department (IRD) to track financial transactions, tax payments, and statutory withholding across Nepal. It remains identical for your entire lifetime across all jobs, banks, and investments.
Without a Personal PAN, employers cannot legally credit your salary through banking channels under the Labor Act 2074. Stockbrokers cannot register your TMS account, banks cannot deposit investment dividends, and you cannot claim tax credit for withheld TDS. Many citizens mistakenly avoid getting a PAN fearing immediate tax bills, unaware that registering is 100% free and simply establishes your legal financial identity.
Download the government "Nagarik App" (नागरिक एप). Verify using your mobile number registered under your citizenship. Tap "PAN" → "Apply for PAN". Verify your auto-fetched citizenship and voter ID data, choose your nearest Inland Revenue Office (IRO), and submit. Your 9-digit digital PAN is generated instantly.
Visit tax.ird.gov.np. Click "Taxpayer Portal" → "Application for Registration" → select "Personal PAN". Choose your nearest Taxpayer Service Office (TSO / KarData Sewa Karyalaya), enter login username/password, and complete the personal information form.
Upload clear photos of your Citizenship Certificate (both front and back), a passport-sized digital photo, and your signature. Print the submission confirmation receipt containing your Submission Number.
Take your original citizenship and the printed submission receipt to your chosen local Taxpayer Service Office. The officer verifies your original citizenship and hands over your laminated physical PAN card within 5 minutes at zero cost.
| Registration Parameter | Nagarik App Method (Recommended) | IRD Web Portal Method |
|---|---|---|
| Time Required | Under 3 minutes on smartphone | 10 to 15 minutes online |
| Document Verification | Automated via National Citizenship Database | Manual upload of scanned photos/documents |
| Physical Office Visit | Zero visit needed (100% digital card in app) | Optional visit to collect physical card |
| Government Application Fee | NPR 0 (Free of cost) | NPR 0 (Free of cost) |
| Validity & Acceptance | Accepted by all banks, brokers & employers | Accepted universally across all institutions |
Prior to 2019, PAN was primarily used by businesses and high-earning consultants. However, the Government of Nepal made Personal PAN mandatory for every formal wage earner and capital market participant. Today, CDSC rules require your 9-digit PAN to be linked inside your MeroShare Demat profile; failure to link PAN leads to delays in tax clearance when selling shares or collecting bonus share allotments.
Sita got hired at a local tutoring academy. The accountant told her they could not disburse her first monthly paycheck until she submitted her PAN number. Terrified of tax paperwork, she delayed for weeks.
Her brother showed her the Nagarik App. She entered her citizenship details on her phone; within 90 seconds, her official 9-digit PAN card was displayed on screen. She sent the digital screenshot to her employer's accounts department, and her salary was deposited into her bank account the following morning.
Goal & Dilemma: Acquiring a verified Personal PAN for her new corporate job within 48 hours.
Unique sequential identifier assigned by IRD central database.
Mathematical verification digit preventing typos in banking systems.
A PAN never expires and cannot be transferred or duplicated.
Example format: 123456789. Once issued, this single 9-digit number connects your salary records, bank accounts, Demat, connectIPS, real estate purchases, and vehicle registrations across Nepal.
Applying for a second PAN when moving to a new job or city.
You can only have ONE PAN for life; use your existing number permanently.
Thinking that getting a PAN automatically forces you to pay income tax.
PAN is simply your tax identity; tax is only owed if your income exceeds exemption limits.
Paying middleman agents at tax office gates NPR 500-1,000.
PAN registration is 100% free; use the Nagarik App or walk directly inside the office.
No. The Government of Nepal and the Inland Revenue Department provide PAN registration and laminated card issuance 100% free of charge.
Yes. Any Nepali citizen who possesses an official citizenship certificate can obtain a PAN, regardless of employment or income status.
Log into the Nagarik App to view your card instantly, or visit your local Taxpayer Service Office with your citizenship to reprint your card.
A scanned copy of your Nepali Citizenship Certificate (front and back), a passport-sized digital photograph, and your active mobile number and email address.
No. You must collect your printed card from the specific Inland Revenue Office (IRO) or Taxpayer Service Office (TSO) you selected during your online application.