Nepal Personal Budget Planner
Clean Excel & Google Sheets template adapted for Nepali salaries, room rent, and festival sinking funds.
Practical financial education designed for Nepal. Learn step by step through structured lessons, real-world examples, trusted guides, and practical financial tools.
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Master cash flow management, budgeting frameworks adapted for Nepal, and emergency savings.
Understand Nepal Rastra Bank monetary policy, inflation drivers, remittance flows, and national budget cycles.
A complete guide to the Nepal Stock Exchange: Demat, MeroShare, IPO applications, TMS, and broker trading.
Understand asset allocation, compounding, Systematic Investment Plans (SIP), and risk management in Nepal.
Understand open-ended and close-ended mutual funds, Net Asset Value (NAV), SIP compounding, and SWP pensions in Nepal.
Understand the Nepali banking structure: Class A commercial banks, Base Rate mechanics, and deposit protection.
Understand home loans, EMI calculations, Base Rate spreads, collateral evaluation, and debt repayment strategies.
Navigate Nepal income tax slabs, SSF and CIT deductions, TDS withholding, and capital gains tax rules.
Understand Term Life vs. Endowment, health insurance policies, claim settlements, and Nepal Insurance Authority (NIA) rules.
Calculate your retirement corpus, master the SSF pension model, CIT deductions, and the 4% safe withdrawal rule.
Master connectIPS, eSewa, Khalti, Fonepay QR standards, transaction limits, and digital financial security in Nepal.
Master company registration at OCR, PAN vs. VAT thresholds, compliance, bookkeeping, and vendor TDS in Nepal.
Practical templates, spreadsheets, and checklists to take control of your wealth.
Clean Excel & Google Sheets template adapted for Nepali salaries, room rent, and festival sinking funds.
Comprehensive personal balance sheet ledger for tracking liquid wallets, investments, debts, and true net worth.
A step-by-step printable and interactive checklist covering Demat opening, C-ASBA, broker selection, and TMS trading.
Compare bank base rates, premium spreads, prepayment penalty clauses, and true repayment cost.
Curated handbook of timeless money books translated into Nepali context, policy primers, and resources.
Every legitimate deduction you can claim: SSF, CIT, Life Insurance, Medical Tax Credit, and Remote Allowance.
50+ essential Nepali stock market and banking terms with clear two-sentence explanations.
Premium tools built for deeper financial planning and management.
A complete Notion operating system to track Nepali income, room rent, festival sinking funds, eSewa/Khalti balances, and NEPSE portfolio growth.
A powerful automated Google Sheets and Excel command center with 50/30/20 formula engine, festival sinking fund planner, and EMI debt payoff calculator.
Demystifying essential financial jargon used in Nepal.
View Complete GlossaryA resource with economic value that generates passive cash flow or appreciates over time (e.g. shares, real estate).
A structured plan allocating your net monthly earnings across necessities, lifestyle, and high-yield savings.
The profit earned from selling an investment (e.g. NEPSE shares or land) higher than its purchase cost.
A portion of net company profits distributed to shareholders in cash or additional bonus shares in Nepal.
An investment fund traded on the stock exchange that holds a basket of underlying securities matching an index.
A high-interest bank deposit locked for a set tenure (e.g. 1-5 years) yielding guaranteed periodic interest.
Gross Domestic Product: the monetary measure of all final goods and services produced within Nepal annually.
The economic value of an individual’s future earning capacity used to determine adequate Term Life cover.
The first time a private company sells newly issued shares to the public in Nepal at face value (NPR 100).
The mandatory regulatory verification of an account holder’s identity and physical address by banks in Nepal.
The official digital web platform provided by CDSC for applying for IPOs, reviewing Demat, and EDIS transfer.
The per-unit market value of a mutual fund scheme calculated by dividing net assets by total units.
Permanent Account Number issued by the Inland Revenue Department for tracking tax compliance and TDS.
Standardized EMVCo QR code protocol enabling instant direct bank-to-bank retail payments across Nepal.
The policy interest rate at which Nepal Rastra Bank lends short-term liquidity to commercial banks.
An investment approach where a fixed rupee sum is deposited into open-ended mutual funds every single month.
Tax Deducted at Source: statutory advance tax withheld on salary, bank interest, or freelance payments in Nepal.
Value Added Tax: a standard 13% indirect consumption tax levied on goods and services in Nepal.
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